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Stablecoins in particular have aroused the interest of the large payment service provider.

Visa managing director Al Kelly confirmed at an official press conference for the first quarter of 2021 that the payment service provider will continue to rely on crypto payments.

At the same time, he revealed which strategy Visa wants to use with regard to cryptocurrencies

The payment service provider, which has total assets of more than 72 billion US dollars for 2019, has increasingly turned towards crypto payment services in recent months. On the one hand through cooperations for crypto debit cards and on the other hand through investments in fintech startups like the company Zap. However, this month the American antitrust office prevented Visa from buying up the startup Plaid.

Nonetheless, Visa has long-term plans when it comes to crypto payments. The company sees itself in the best position to establish itself in this sector. According to a transcript from the press conference, Kelly said, „We are convinced that we are in a unique position to make cryptocurrencies safer, more useful and more practical for payments.“

The Visa CEO divides cryptocurrencies into two main groups:

„On the one hand, cryptocurrencies, which represent a completely new asset class and act as a store of value, and on the other hand, stablecoins, which are linked to existing national currencies and are primarily used as a means of payment.“

For stores of value à la Bitcoin, Visa wants to act as an „access ramp“ through which investors can access the cryptocurrency from their local currencies:

„Our strategy for these cryptocurrencies is to work with wallet providers and crypto exchanges so that users can buy them via Visa or use them to pay at one of our 70 million retail partners.“

The strategy for stablecoins is much more proactive, because Visa sees this form of cryptocurrency as „an emerging innovation in the field of payment services that has the potential to be just as common in global trade as any other national currency“. In this context, public blockchains could possibly become points of contact for existing payment systems.

Nach einem Tag mit massivem Verkaufsdruck stürzte der Bitcoin-Preis zum ersten Mal seit dem 5. Januar 2021 unter 28.000 Dollar.

Am Donnerstag, der krypto-Markt begegnete eine große Welle von Verkaufsdruck geführt von bitcoin.

Die meisten Kryptos haben sich noch nicht von Bitcoin entkoppelt. Wenn sich also das Flaggschiff der Kryptowährungen bewegt, folgen die anderen. Dieses Mal führte der Rückgang von Crypto Engine zu einem Verlust von 113 Mrd. $ bei der Krypto-Marktkapitalisierung.

Nun, da bitcoin die $32.000 Unterstützung verloren hat und das $30.000 Level bedroht ist, glauben viele Analysten, dass der BTC Preis korrigieren könnte, um die $24.000 Unterstützungszone erneut zu testen. Eine der Theorien besagt, dass Institutionen Bitcoin als einen überfüllten Handel betrachteten und beschlossen, einige Gewinne mitzunehmen.

Der Chief Investment Officer von Guggenheim, Scott Minerd, sagte kürzlich, dass der BTC-Preis wahrscheinlich seinen Höchststand für 2021 erreicht hat und ein Retracement erleben könnte, das ihn zurück in den Bereich von $20.000 bringt.

John Normand und Federico Manicardi, JPMorgan Strategen, warnten ebenfalls, dass:

„Investoren, die BTC als Portfolio-Diversifizierer nutzen, setzen sich selbst einem Risiko aus, da Bitcoin eher ein zyklischer Vermögenswert als ein Hedge ist.“

Dieser Hinweis zur Vorsicht kam zur rechten Zeit, angesichts der jüngsten Volatilität, die den Kryptomarkt nach unten drückte. Auch wenn diese sell-offs sind schmerzhaft für Investoren, die über-leveraged hatte, einen scharfen Blick auf verschiedene soziale Aktivität Ereignisse, die während des Sturzes unterstreicht, dass die jüngste Volatilität möglicherweise nicht eine bedeutende Makro-Trendänderung.

In exklusiven Kommentaren gegenüber Reportern, TheTIE Analyst Erik Saberski erwähnt, dass in der Vergangenheit Dips in BTC Preis, seine Marktdominanz nie wesentlich verändert. Er erklärte:

„Dies impliziert, dass früher im Monat die Verkäufe vollständig aus dem Markt gingen, während die jüngsten BTC-Verkäufe sich mehr in andere Kryptos bewegen. Wenn man sich das tägliche Sentiment anschaut, haben die gleichen jüngsten Rückgänge *normalerweise* auch entsprechende Rückgänge im Sentiment. Wir sind nicht sehen, dass gerade jetzt aber.“

Stimulus-Hoffnungen treiben Aktien in die Nähe von All-Time-Highs

Die Aussicht auf ein weitreichendes Konjunkturpaket, das von der Regierung Joe Bidens versprochen wurde, beflügelt derzeit die traditionellen Märkte. NASDAQ und S&P 500 verzeichneten am 21. Januar neue Allzeithochs und schlossen um 0,82% bzw. 0,03% höher. Der Dow beendete den Tag ebenfalls mit einem Plus von 0,04%.

Ein Blick auf die Top-100-Münzen zeigt, dass CELO das einzige Projekt ist, das während des Ausverkaufs signifikante Gewinne verzeichnete. Es gewann 48,87% zu einem Zeitpunkt und gehandelt bei $3.37. Ether (ETH) verlor 21,28%, während Polkadot (DOT) um 8% fiel.

Die allgemeine Krypto-Marktkapitalisierung liegt jetzt bei $905 Milliarden und Bitcoins Dominanzrate beträgt 64,6%.

For the first time, Ripple boss Brad Garlinghouse makes a comprehensive statement on the lawsuit brought by the US stock exchange regulator against XRP.

Brad Garlinghouse, CEO of crypto payment service provider Crypto Trader, revealed in a new Twitter thread that his company was unable to reach an out-of-court settlement with the US Securities and Exchange Commission regarding the SEC lawsuit regarding its proprietary cryptocurrency XRP.

In the same breath, he also complains about the “legal chaos” in the US surrounding the regulation of crypto currencies

The Ripple boss takes a detailed position on the lawsuit for the first time in the Twitter thread , sharply rejecting the „unproven allegations of the SEC“. Rather, the crypto payment service provider would be „on the right side of the facts and history“.

Although no agreement has been reached so far, Ripple is still ready to talk. Accordingly, Garlinghouse writes:

“We have tried to reach an agreement, and will try again under the new administration, so that we can resolve this issue in a way that allows the XRP community to continue our innovation, investors are adequately protected and the proper operation of the markets is restored. “

The US Securities and Exchange Commission filed a lawsuit against Ripple , Garlinghouse and co-founder Chris Larsen in December 2020 , alleging that the distribution of the company’s own cryptocurrency XRP was an unlawful sale of securities. Since the lawsuit became known, more than 25 crypto exchanges, including Coinbase, Bittrex, OKCoin and Bitstamp, have either ceased XRP trading or completely removed the cryptocurrency from their listing.

Garlinghouse points out that XRP is a decentralized and independent cryptocurrency, which is why Ripple has no control over which trading platform it is listed on

In that regard, however, he notes that there is a huge difference between a temporary freeze on trading and a complete removal. In addition, 95% of XRP would be traded outside of the USA, which is why a restriction by the SEC would only have minor implications.

Although Garlinghouse admits that „Ripple has no control over where XRP is listed and who buys it,“ he does not answer the question of whether the crypto payment service provider ever paid for crypto exchanges to add its own cryptocurrency to trade.

The Ripple boss is also disappointed that Tetragon, one of the largest investors in the crypto payment service provider, which owns 1.5% of the company’s shares, has filed an additional lawsuit . According to Garlinghouse, however, the other shareholders still have confidence.

Meanwhile, Garlinghouse does not want to see the silence of Ripple since December as inaction, because behind the scenes the legal department under the direction of general counsel Stuart Alderoty is already working on an official statement, which is to be issued within the next few weeks.

Analyse des prix des pièces de monnaie, des monnaies et des pièces de monnaie de chien

Bitcoin a perdu près de 3% en quelques heures après être passé de 19 298 dollars à un minimum de 18 700 dollars. Cela a également affecté le reste du marché. La Binance Coin a chuté sous un niveau de soutien de 29 dollars et pourrait retrouver tous les gains des deux dernières semaines à 26,7 dollars. Les taureaux du Monero cherchaient à défendre les niveaux de 130 et 127 dollars contre les ours, et Dogecoin est sorti d’une période de consolidation lorsque les négociants Bitcoin Bank ont vendu la pièce après avoir détecté une direction précise à court terme pour la pièce.

Pièce de Binance [BNB]

La Binance Coin s’est fermée à l’extérieur du canal ascendant et devait redescendre vers la base du canal au niveau de soutien de 26,7 dollars. Bien que la pression baissière ait été graduelle, BNB a vu son cours baisser pour s’arrêter au niveau du support à 29 dollars.

Ce niveau semble avoir été brisé de manière décisive, les ours provoquant une baisse de 3,5 % en une seule séance, tandis que les taureaux se battaient pour récupérer le niveau de 29 $.

Le RSI est tombé à 34 et la tendance baissière ne s’est renforcée qu’avec le retournement de 29 $ à la résistance. Les ours viseraient 26,7 $ dans les jours à venir.

Monero [XMR]

Le XMR a formé un autre coin croissant (orange), une inversion baissière qui pourrait faire chuter le prix à 130 $, voire même à 127 $.

Il a formé le motif de coin ascendant (blanc) il y a quelques jours et le prix a atteint environ la moitié de la hauteur du motif, et un scénario similaire pourrait se dérouler dans les heures à venir.

L’OBV a montré que les deux dernières semaines ont vu une augmentation constante du volume des achats depuis qu’il a formé une série de creux plus élevés.

Si Bitcoin ou Ethereum subissent une correction plus importante, on peut s’attendre à ce que XMR perde le niveau de soutien de 127 dollars. Dans le cas contraire, XMR devrait se redresser et reprendre la tendance haussière précédente.

Pièce de monnaie pour chien [DOGE]

Les bandes de Bollinger avaient été serrées autour de DOGE, mais la dernière session de négociation a vu DOGE chuter de 3,6 % vers un support de 0,00315 $ avec un bon volume d’échange.

Les bandes semblent s’élargir et de nouvelles pertes confirmeraient la rupture à la baisse que DOGE devrait connaître au cours des prochaines séances de bourse.

Le MACD, qui indiquait un momentum neutre, a formé un croisement baissier sous la ligne zéro pour signaler l’accumulation d’un momentum à la baisse.

Il a précisé que Ripple n’essaie pas de rivaliser avec Bitcoin lors d’une apparition en podcast.

Le PDG de Ripple, Brad Garlinghouse, est peut-être un critique de Bitcoin (BTC), mais il veut quand même que la cryptocouronne originale réussisse à long terme.

Lors d’une apparition dans un podcast de Fortune le 19 novembre, Garlinghouse aurait déclaré que Bitcoin n’est pas en concurrence avec Ripple et qu’il continue à détenir la première cryptocouronne :

„Je ne considère pas que ce que fait Ripple soit en quelque sorte en concurrence avec Bitcoin. Je veux que Bitcoin ait du succès“.

Il a laissé entendre que, lors du prochain marché haussier, un rallye des bitcoins est de bon augure pour les autres cryptocurrences.

Le bitcoin exerce une forte attraction sur d’autres actifs numériques, notamment le XRP, en raison de sa pure domination du marché et de son attrait plus large auprès des investisseurs. Au dernier contrôle, le taux de domination de Bitcoin était de 66,2 %, ce qui signifie que deux tiers de la capitalisation totale du marché de la cryptographie étaient détenus par BTC.

Au plus fort du boom des altcoins en janvier 2018, le taux de domination de Bitcoin Method est tombé à un minimum d’environ 32,8 %, selon les données de CoinMarketCap.

La domination de Bitcoin a augmenté régulièrement au cours des six dernières semaines, suite à une série de sauts de prix importants. Le XRP a également fait son apparition cette semaine, atteignant un sommet d’environ 0,3075 $, selon les données de TradingView.

Les perspectives positives de Garlinghouse sur le Bitcoin arrivent moins de deux semaines après que l’exécutif de Ripple ait mis en garde les entreprises contre la détention de la monnaie numérique.

Dans un tweet du 9 novembre, Garlinghouse a laissé entendre que l’achat de Bitcoin n’était pas un bon moyen de se rapprocher de la nouvelle administration Biden, qui a adopté une position plus ferme en matière de protection de l’environnement. Le consensus sur la preuve du travail de Bitcoin, qui épuise les ressources, serait en revanche préjudiciable à l’environnement.

Sous la direction de M. Biden, les sociétés cotées en bourse pourraient être obligées de divulguer toutes leurs activités productrices de gaz à effet de serre. Pour des sociétés comme Square et MicroStrategy, qui ont converti une partie de leur bilan en Bitcoin, cela pourrait signifier des exigences supplémentaires en matière de rapports.

Watch out for your cryptos ! – GoDaddy is one of the largest web hosts and domain name managers. This year, she was the victim of a series of hacks, the most recent of which involved several companies in the cryptocurrency industry.

Hijacked crypto project websites

According to a recent report from cyber security research platform KrebsOnSecurity , hackers attempted to attack several crypto platforms hosted by Bitcoin Revolution in mid-November.

The Liquid.com exchange is one of the targets of hackers. According to Mike Kayamori , CEO of Liquid, on November 13:

“The domain hosting provider ‚GoDaddy‘, which manages one of our main domain names, mistakenly transferred control of the account and the domain to a malicious actor (…). This allowed the actor to modify the DNS records and, in turn, to take control of a number of internal email accounts (…) the malicious actor was able to partially compromise our infrastructure and gain access to storage of documents. “

The NiceHash site , which specializes in leasing computing power for cryptocurrency mining, also reported similar issues on November 18. Some settings of his domain names at GoDaddy had been „changed without authorization“ , briefly redirecting email and web traffic.

For security, NiceHash then froze all client funds for approximately 24 hours .

Compromised GoDaddy employee accounts

According to KrebsOnSecurity’s research, other cryptoasset-related project sites may have been targeted, including Bibox.com , Celsius.network , and Wirex .

According to the first information provided by GoDaddy on the incident, some of its employees have been victims of a social engineering scam , such as voice phishing ( voice phishing , via the phone).

“As malicious actors become more sophisticated and aggressive in their attacks, we are constantly training our employees on new tactics that could be used against them and adopting new security measures to prevent future attacks. “

Dan Race, spokesman for GoDaddy

The hackers would thus have succeeded in recovering the credentials of GoDaddy employees, by fooling them on the phone so that they enter their data on a fake site .

Other than Liquid and NiceHash, the other crypto companies have not reported how much GoDaddy’s failures may have affected them (if it has).

In the crypto-asset sector, vigilance should always be required. For a user of these services, activating two-factor authentication (2FA) can already constitute an additional security barrier.

Finnovista is conducting the largest study in Latin America on the perceptions and uses of Blockchain technology in the financial sector.

Finnovista, an impact organization that promotes the transformation of the financial sector, is calling for participation in the largest study on Blockchain perceptions and use, as well as the challenges and opportunities of this technology for financial institutions in Latin America.

From the organization, they extend the invitation to financial institutions, Fintech and Blockchain solutions startups acting in Latin America, but with special focus on Argentina, Brazil, Colombia or Mexico, to fill out the questionnaire by November 8.

The organization specified that it seeks to find out what the most relevant actors think about Blockchain. The technology that in recent years has generated great debate about its potential to transform the financial sector in particular. For this reason, Finnovista considers it essential to hear the most important voices of both financial institutions and Fintechs, which together represent most of the sector.

Finnovista works with entrepreneurs and corporations through collaborative activities of the Wealth Matrix, such as conferences, acceleration and escalation programs, startup engagement programs, and innovation programs to drive their journey of innovation and transformation. The company has established itself as the most active investor in Fintechs and one of the most relevant players in Latin America’s business ecosystem, with a community of 2,500 start-ups and over 30,000 innovators.

Increasing the visibility of startups

Now, the organization indicates in its invitation that it is interested in knowing the opinions, contributions, experiences and knowledge about Blockchain in order to prepare the largest study carried out so far in the region. That they come mainly from people who work in financial institutions, fintechs or in Blockchain technology startups in Latin America, but especially if they have operations in Argentina, Brazil, Colombia or Mexico.

They also indicated that this study will be available in digital format, for all those interested in Blockchain technology. And, they highlighted that the participation of the people in question represents an opportunity to express their opinions on the uses and challenges of the adoption of Blockchain technology in the financial sector and for it to be heard by the main players in the sector.

Financial Institutions and Fintech

There has been much debate about how Blockchain can affect financial institutions. The organization wants to know what Latin American financial institutions think about the technology. That is, whether institutions in general see it as an opportunity or a threat. In addition to being able to understand whether they are using it today, whether they have used it in the past, or whether they are open to using it in the future.

In the same way, they seek to do with Fintech companies. Blockchain has the potential to affect several traditional fintech segments such as payments, remittances, loans, investments, etc. Therefore, it is important for the organization to understand what Fintechs think about the technology and whether they are currently using it.

The survey responses will be used to prepare the largest study on the use of Blockchain technology in Latin America that will be published in early 2021. They will take no more than 10 minutes to complete.